Skip to main content
eBay
  • Daily Deals
  • Sell
  • Customer Support

Promoted item:NO DOWN PAYMENT 12 CD AUDIO COURSE Carleton H. Sheets New Sealed

NO DOWN PAYMENT 12 CD AUDIO COURSE Carleton H. Sheets New Sealed

  • Condition
  • New
  • Time left
  • 20d 19h 49m
  • Sold by
  • 100% Positive Feedback
    The item is listed as a Top Rated Plus item

Items in search results

OWNER FINANCE AT 4.95% FIX EASY TO QUALIFY
  • 47 watching
30m left
$10,200.00
3 bids
  • 22 watching
16h 18m left
$2,425.00
25 bids
From United Kingdom
3d 13h 36m left
$0.84
0 bids
This item is being sold by eBay Top rated seller.
29d 16h 17m left
$6.99
Buy It Now
Free Shipping
4d 19h 51m left
$300.00
0 bids
This item is being sold by eBay Top rated seller.
5d 15h 33m left
$24.95
1 bid
This item is being sold by eBay Top rated seller.
23d 2h 2m left
$44.89
Buy It Now
Free Shipping
  • 15 watching
5d 17h 52m left
$4,005.00
7 bids
5d 18h 57m left
$510.00
2 bids
  • 14 watching
5d 20h 9m left
$4,049.99
6 bids
This item is being sold by eBay Top rated seller.
23d 2h 10m left
$44.89
Buy It Now
Free Shipping
5d 20h 59m left
$6,600.00
19 bids
5d 21h 0m left
$1,000.00
3 bids
This item is being sold by eBay Top rated seller.
23d 2h 10m left
$144.96
Buy It Now
Free Shipping
  • 12 watching
5d 21h 2m left
$6,100.00
20 bids
2d 21h 40m left
$45.99
0 bids
This item is being sold by eBay Top rated seller.
23d 2h 10m left
$216.55
Buy It Now
Free Shipping
6d 15h 8m left
$9.98
0 bids
2d 18h 46m left
$2.99
0 bids
From Netherlands
15h 52m left
$24.99
0 bids
This item is being sold by eBay Top rated seller.
24d 23h 29m left
$38.97
Buy It Now
Free Shipping
18h left
$9.99
0 bids
21h 22m left
$3.99
0 bids
This item is being sold by eBay Top rated seller.
23d 2h 1m left
$44.89
Buy It Now
Free Shipping
3d 2h 36m left
$5.00
0 bids
$6.50
Buy It Now
3d 10h 31m left
$29.99
0 bids
$39.99
Buy It Now
This item is being sold by eBay Top rated seller.
23d 2h 1m left
$144.96
Buy It Now
Free Shipping
6d 1h 54m left
$9.95
0 bids
6d 23h 27m left
$500.00
0 bids

About Down Payment

Saving enough money for a down payment is sometimes difficult, particularly for first-time home buyers. The traditional amount required for a down payment is 20 percent of the home's purchase price. Lenders are generally willing to accept less than the 20 percent if the borrower takes out private mortgage insurance (PMI). This insurance protects the lender in case the borrower defaults on the loan. Creative financing is available from many lending institutions that offer 100 percent financing. No down payment makes it possible for a wider swath of people to enjoy the benefits of home ownership. However, there are special requirements to qualify for this type of financing. While these requirements may vary between different lending institutions, one common designation is that the property must be occupied by the owner. Another requirement for 100 percent loan qualification is a debt ratio of 45 or less.While zero down or a low down payment may sound like a good deal, it is not always the best option. The advantage to making a larger down payment is the rapid buildup of equity. A 20 percent or better down payment gives a strong base for rapid accumulation of equity, and saves you a considerable amount on interest over the course of the loan.If it is impossible to put any money down on the purchase of a home, there is a way to catch up on the equity buildup. Set up the monthly payments to be paid every two weeks. This will add a payment every year, thus reducing the principal more quickly than paying the monthly premium. Another way is to add an extra $50 or $100 to the monthly mortgage payment. Following either payment schedule will take years off a 30-year mortgage.